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Home Repair and Home Buying Programs


City of Novi Minor Home Repair Program
Oakland County Home Buying Program
Step Forward Michigan Loan Rescue Program
Oakland County's Housing Counseling

City of Novi Minor Home Repair Program

The City of Novi Minor Home Repair program seeks candidates for its upcoming service year. The program helps qualified low-income homeowners in the city make needed repairs and improvements to their residences. The program tackles priority improvement projects including furnace repair; water heater, toilet, or garbage disposal replacement; fixing porches, wiring, leaky roofs; and removal of dangerous trees. Grants up to $5,000 are possible. In addition to help with repairs, homeowners can apply for weatherization assistance to help improve their home's energy efficiency and year-round comfort, and lower utility bills.

Close up of man holding a replica of a houseApplicants must be 18, own their own residence or mobile home in Novi, with total income at or below HUD Section 8 low-income definitions based on family size. Novi's program is administered through the Oakland Livingston Human Service Agency (OLHSA).

For an application or to find out more about the program, contact Jackie Wilson of OLHSA:

By phone: 248-209-2653

By mail: OLHSA Housing & Energy Department
196 Cesar E. Chavez
P.O. Box 430598
Pontiac MI 48342-0598
Via email.

Information about the Minor Home Repair Program is also available through many churches in Novi.

If you have further questions about the Minor Home Program, please contact Sabrina Lilla, Deputy Finance Director for the City of Novi, at 248-735-5692.

Oakland County Home Buying Program

Oakland County Community & Home Improvement Division (OCCHI) is looking to help families buy a home, provided they meet certain criteria. The Oakland County Home Buyer Program is aimed at helping low income families with good credit and a steady income take ownership of vacant, foreclosed single family homes as their primary residence.

April 2012 - L. Brooks Patterson declares April "Fair Housing Month" in Oakland County

Oakland County News Release - January 22, 2010 - More Families Can Become Homeowners With Help From Oakland County

Oakland County Homebuyer Program for Vacant Foreclosed Properties and Screening Form

Visit the Community & Home Improvement Division website

Step Forward Michigan Loan Rescue Program

This program is administered through the Oakland County Treasurer.  More information can be found on the Oakland County website.

Step Forward Michigan Loan Rescue Program Instructions

Oakland County's Housing Counseling

A Message from Oakland County Executive – L. Brooks Patterson

Month or more behind in your mortgage or know someone who is?  Help is available NOW to keep most families in their homes.  Contact Oakland County’s Community & Home Improvement Division. Call 248-858-1891 for a confidential appointment.  There is no charge or fee for this service.

Oakland County certified housing counselors will find the right solution for your individual circumstances. See how they have helped residents already:

  • A family from Rochester fell behind on their housing payments due to job loss and received $20,000 to bring their mortgage and property taxes up to date.
  • A retiree living in White Lake got a loan modification with a lower interest rate and longer term that reduced their monthly mortgage payment from $1,100 to $700.
  • Half of a Hazel Park’s family’s monthly mortgage payment was covered when the head of the household was unemployed, and continued for six more months after employment began again.

Oakland County’s Community & Home Improvement, a division of Economic Development & Community Affairs, has been helping residents with their housing needs for more than 30 years. Its counselors are certified by the U.S. Department of Housing and Urban Development and the Michigan State Housing Department Authority. They provide FREE counseling on housing matters like Preventing Mortgage Default, Reverse Mortgages for Seniors, Tenant/Landlord Issues, and Fair Housing Practices.

Visit the Oakland County Housing Counseling website today.